

| Account Name | Minimum Opening Deposit | Monthly Service Charge | Minimum Balance | Transactions | 
|---|---|---|---|---|
| e-Checking | $100 | 
 $6.00/month. 
 | 
N/A | $1.00 per check | 
| Centsible Checking | 
 $100 
$20 if under 21 years 
 | 
 Fees only apply if under minimum balance: 
$9.50/month 
 | 
$2,000 | N/A | 
| Premier Checking (62+ years) | $100 | $5.25/month if under minimum balance | $500 | N/A | 
| NOW Checking | $100 | 
 Fees apply only if under minimum balance: 
$14.00/month 
 | 
$2,500 | N/A | 
| Money Market Deposit Account | $100 | 
 Fees apply only if under minimum balance: 
$14.00/month 
 | 
$5,000 | 6, third party transactions/month. Additional transactions are $7.50 each. | 
| Savings Account | 
 $100 
$20 if under 21 years 
 | 
 Fees apply only if under minimum balance: 
$14.00/quarterly 
 | 
$500 | Three withdrawals included per quarter, $1.00 each addt'l | 
| Health Savings Account (HSA) | 
 $100 
 | 
 Fees apply only if under minimum balance: 
$5.78/month 
 | 
$500 | N/A |