Savings, CD, & IRA Accounts

Benefits and features:

• $100 minimum opening deposit
  
• $500 minimum daily balance to avoid service charge
  
  • $15.45/month service charge if using paper statements
    
  • $11.95/month service charge if using electronic statements
    
• Online Banking- Enroll Now
  
• Minimum opening deposit of $100
  
• Building your savings account can be easy and convenient using Direct Deposit and/or Automatic Funds Transfer
  
• Interest bearing account - see our current deposit rates
  
• Interest is compounded and credited quarterly
  
• There is no minimum daily balance requirement to obtain the disclosed annual percentage yield. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
  
• Fees could reduce earnings on the account.
  
• The first three withdrawals per quarter are not subject to charge, subsequent withdrawals are assessed a $1.00 per item fee.
  
• If you have electronic activity on this account, you will receive a monthly statement; otherwise, your statement will be sent quarterly.
  
• MasterCard is available for ATM withdraw. 

Benefits and features:

• $100 minimum opening deposit
  
• $500 minimum daily balance to avoid service charge
  
  • $9.28/month service charge if using paper statements
    
  • $5.78/month service charge if using electronic statements
    
• Debit Card
  
• Online and mobile banking- Enroll Now
  
• View check images online or receive them on your statements for an additional $2.00
  
• Unlimited Check Writing
  
• To be used with a High Deductible Health Care Plan
  
• Interest bearing account - see our current deposit rates
• There is no minimum daily balance requirement to obtain the disclosed annual percentage yield. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
• Fees could reduce earnings on the account

Certificate of Deposit (CD):

• Minimum Opening Deposit: $1,000
• Monthly Service Charge: $0
• Minimum Balance: N/A
• Competitive interest rates for a specified term.
  
• 3 months, 6 months, 12 months, 24 months, 3 year, 4 year and 5 year terms available with a minimum opening deposit of $1,000.00.
  
• Early withdrawal penalties may apply.

Our Overdraft Protection Line of Credit (OOPS)

Benefits and features:

• $100 minimum opening deposit
  
• $2500 minimum daily balance to avoid service charge
  
  • $15.45/month service charge if using paper statements and you fall below the minimum daily balance
    
  • $11.95/month service charge if using electronic statements and you fall below the minimum daily balance.
    
• Online Banking- Enroll Now(Opens in a new Window)
  
• View check images online or receive them in your statements for an additional $2.00
  
• Direct Deposit available
  
• Interest bearing account-see our current deposit rates
• There is no minimum daily balance requirement to obtain the disclosed annual percentage yield. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
  
• Fees could reduce earnings on the account
  
• Unlimited face to face transactions. These types of transactions include over the counter withdrawals with a teller or at an ATM machine
  
• Third party transactions are limited to six transactions per monthly statement cycle. These limited transactions include checks, debit card purchases or, preauthorized transactions. A service charge of $7.50 per item will be assessed for transactions that exceed these limits.